Provident Fund (PF) is a government-backed savings scheme where employees contribute a portion of their salary, and employers contribute as well. The funds accumulated are provided to the employee at the time of retirement or in case of specific contingencies

The UAN is a unique 12-digit number assigned to every employee contributing to the PF. It helps in tracking multiple PF accounts and consolidating them under one number.

After retirement, you can withdraw your full PF balance by filling out the withdrawal form and submitting it to the EPFO. You can also choose to continue your PF account after retirement if you want to keep earning interest.

Yes, linking Aadhaar with your PF account is mandatory for smoother processing of withdrawals, transfers, and other services related to the EPF.

No. An employee can become the member of the Employees’ Pension Scheme only by virtue of the EPF membership.

The Employees’ State Insurance (ESI) is a comprehensive social security scheme for employees in India. It provides health insurance, medical benefits, and financial protection to workers and their families in case of sickness, maternity, disability, or death due to employment injury.

Employees can visit any ESI hospital or dispensary for free medical treatment once they are registered under ESI.

The ESI card is an identification card issued by the Employees’ State Insurance Corporation (ESIC) to insured employees. It entitles them to healthcare benefits and services under the ESI scheme.

Unlike the Provident Fund (PF), there are no withdrawals from the ESI account. However, medical, sickness, maternity, and disability benefits are available as per eligibility criteria.

You can update personal details like address, name, or other information by logging in to the ESI Portal or visiting the nearest ESI office for assistance.